Money One Fcu Platinum Visa Card is a great card to have, the interest rates are lower than banks, introductory APR for 6 months as low as 0%. The credit card does not charge annual fee and a balance transfer fee. The Platinum Visa Credit Card is issued by Money One Federal Credit Union. 


Money One FCU Platinum Visa Card Benefits 

  • Cardholders do not pay Balance Transfer fee
  • No Annual Fee
  • Introductory 6 months as low as 0% APR 
  • Cardholders enjoys 24/7 account access at
  • The money One FCU Platinum Visa Card is verified by Visa. It gives peace of mind that comes with added security when you shop online. 
  • Extended Warranty Services 
  • Travel and emergency assistance 
  • Auto rental insurance 

Money One FCU Platinum Visa Card Rates And Fees

  • APR for Purchases – 8.50% to 17.80%  
  • APR for Cash Advances  –  18.00%
  • Penalty APR and when it applies – 18.00%
  • Annual  fee – None 
  • Grace Period – 25 days
  • Minimum interest Charge – $ 1
  • Cash Advances fee –  $5 or 3%
  • Foreign transactions fee – None
  • Late Payment fee – $5 if balance is less than $10, $15 if balance is $100 – $500, $25 if balance is more than $500
  • Over-the-credit Limit – $25 
  • Returned Payment fee – $25

Money One FCU Platinum Visa Card Application Requirements 

  • Driver’s License, Passport, Military ID or State ID 
  • U. S. Social Security Number 
  • U. S. Citizenship or Resident alien Status 
  • External account information if funding from an external account 

How To Apply For LA Capitol FCU Rewards Visa Card

To Apply for Money One FCU Platinum Visa card, visit the Credit Union website at

Have your Social Security number and other requirements tools handy. 

Apply online – To apply online call at (301) 925-4600

How To Check Application Status Of Money One FCU Platinum Visa Card 

To Check for your Visa Card Application Status call at 

 (301) 925-4600.

How To Activate Your Money One FCU Platinum Visa Card

To activate your Rewards Visa Card call at  (301) 925-4600

How To Login To Money One FCU Platinum Visa Card

  • On the Home page at
  • By the right hand-side of the Web page, click on the “ONLINE BANKING ” widget 
  • For help to login, use your Money One Member and Password to login 
  • If you do not have PIN/PASSWORD, call at 301-925-4600 (option 3).

Report Stolen And Lost Card

To report lost or Credit Card stolen simply call at 1-(800) 442-4757

How To Make Bill Payment With Money One FCU Platinum Visa Card

Cardholders can made bill payments through the following mediums:

  • Log in to online Banking 
  • iPay online Bill Pay
  • Transfer fund

 Money One FCU Customer Service Center Number

For any enquiries contact the member service Representative at 301-925-4600

Monday to Friday, 8.30am – 4.30 pm 

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